FLYW Flywire Corp
Platform & Compounding FCF
F 30.0 / 100 pillar composite

AlphaQuality composite grade, weighted for platform & compounding fcf businesses.

⚠ 3 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a platform & compounding fcf business.

Grade overrides the 30.0 pillar composite — hard gates always win.

Profitability

Weight: 25%
D 35
  • 5yr Avg ROIC -1.2%
  • Operating Margin Trend +2.86 pp/yr

Capital Efficiency

Weight: 15%
F 4
  • 5yr Avg ROE -2.6%
  • 5yr Share-Count CAGR 4.8%

Growth Quality

Weight: 25%
A+ 100
  • 5yr Revenue CAGR 36.4%
  • Revenue-Growth Years (5) 5/5

Cash Generation

Weight: 20%
B 70
  • 5yr FCF Margin 11.4%
  • 5yr FCF/NI Conversion 19.27x

Balance Sheet

Weight: 10%
A 90
  • Net Debt / EBITDA -6.93x
  • Interest Coverage (EBIT/Int) 7.08x
  • Altman Z-Score 3.85

Stability

Weight: 5%
A- 82
  • Negative-Revenue Years (5) 0/5
  • Piotroski F-Score 6

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Trimming

5 of 5 gurus held; 2 added; 3 trimmed.

Holders
5 +1
Avg Δ position
-19.3%
New buys
0
Full exits
0
As of Q2 2026