FLYW Flywire Corporation
Platform & Compounding FCF
F 30.0 / 100 pillar composite

AlphaQuality composite grade, weighted for platform & compounding fcf businesses.

⚠ 3 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a platform & compounding fcf business.

Grade overrides the 30.0 pillar composite — hard gates always win.

Profitability

Weight: 25%
D 36
  • 5yr Avg ROIC -0.6%
  • Operating Margin Trend +2.86 pp/yr

Capital Efficiency

Weight: 15%
F 6
  • 5yr Avg ROE -1.4%
  • 5yr Share-Count CAGR 4.7%

Growth Quality

Weight: 25%
A+ 100
  • 5yr Revenue CAGR 32.7%
  • 5yr EPS CAGR 391.1%
  • Revenue-Growth Years (5) 5/5

Cash Generation

Weight: 20%
B 70
  • 5yr FCF Margin 11.4%
  • 5yr FCF/NI Conversion 19.27x

Balance Sheet

Weight: 10%
B- 67
  • Net Debt / EBITDA -6.96x
  • Interest Coverage (EBIT/Int) 7.08x
  • Altman Z-Score 0.06

Stability

Weight: 5%
A 90
  • EPS Volatility (σ/μ) 0.00
  • Piotroski F-Score 6
  • Negative-Revenue Years (5) 0/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Holding

4 of 5 gurus held; 4 added; 1 full exit.

Holders
4 -1
Avg Δ position
+7.4%
New buys
0
Full exits
1
As of Q1 2026