Profitability
Weight: 25%
F
14
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA -0.0%
- Operating Margin Trend -16.01 pp/yr
FLG
Flagstar Financial, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
F
6
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE -0.3%
- 5yr Share-Count CAGR 28.0%
Growth Quality
Weight: 10%
C
54
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 4.1%
- 5yr EPS CAGR 5.0%
- Positive-EPS Years (5) 2/5
Cash Generation
Weight: 5%
A
91
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.03x
Balance Sheet
Weight: 30%
C
52
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 9.3%
- Interest Coverage (EBIT/Int) -0.07x
Stability
Weight: 10%
C+
57
- EPS Volatility (σ/μ) 0.19
- Piotroski F-Score 3
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 4 gurus held; 1 new buy; 2 added.
- Holders
- 4 +1
- Avg Δ position
- +524.0%
- New buys
- 1
- Full exits
- 0
- Greenblatt new
- Wood increased +1571%
- Dalio increased +1%