FINV
FinVolution Group
$4.75
+0.03
(+0.65%)
Mkt Cap
1.18B
Volume
313,063
52W Range
4.35-9.725
Sector
Financial Services
Beta
0.38
EPS (TTM)
8.80
P/E Ratio
0.54
Revenue (TTM)
13.24B
Rev Growth (5Y)
+11.8%
EPS Growth (5Y)
+7.9%
AlphaVal · Fair Value
What we estimate one share is worth
$38.61
Undervalued
strong signal
87.7% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
A-
Banks, Insurers & Asset Managers
84.2 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
FinVolution Group manages a digital financial platform within China that specializes in connecting individual borrowers, who may be underserved by traditional lenders, with various financial institutions. Its core focus lies in the online consumer finance sector. Leveraging its proprietary technological innovations, the platform offers an automated loan transaction process, which significantly enhances the user experience. By March 31, 2022, FinVolution Group had accumulated a substantial user base of approximately 145.3 million registered individuals. Established in 2007, the company, originally known as PPDAI Group Inc., rebranded as FinVolution Group in November 2019. It maintains its headquarters in Shanghai, People's Republic of China.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 13.20B | 13.07B | 12.60B | 11.28B | 9.54B | 7.56B | 5.96B | 4.54B | 3.93B | 1.22B | 195.69M |
| Net Income | 2.47B | 2.38B | 2.34B | 2.27B | 2.51B | 1.97B | 2.37B | 2.47B | 1.08B | 501.49M | (72.14M) |
| EPS | 9.80 | 9.25 | 8.50 | 8.00 | 8.85 | 6.70 | 7.80 | 8.25 | -12.75 | -0.20 | -0.60 |
| Free Cash Flow | 1.77B | 2.87B | 875.33M | 216.06M | 574.96M | 2.17B | (264.18M) | 1.80B | 1.77B | 1.06B | (209.44M) |
| FCF / Share | 7.04 | 10.88 | 3.12 | 0.76 | 2.02 | 7.36 | -0.87 | 5.61 | 11.37 | 3.53 | -0.70 |
| Operating CF | 1.87B | 2.89B | 1.41B | 268.83M | 630.23M | 2.21B | (215.52M) | 1.88B | 1.86B | 1.09B | (191.89M) |
| Total Assets | 25.43B | 23.61B | 21.29B | 21.38B | 18.14B | 14.88B | 18.30B | 13.14B | 8.60B | 2.15B | 736.92M |
| Total Debt | 1.32B | 34.36M | 41.63M | 176.99M | 33.36M | 43.30M | 320.14M | 25.00M | 0 | 0 | 20.00M |
| Cash & Equiv | 6.20B | 4.67B | 4.97B | 3.64B | 4.42B | 2.63B | 2.32B | 1.62B | 1.89B | 404.68M | 92.50M |
| Book Value | 16.56B | 15.20B | 13.75B | 12.37B | 10.66B | 8.36B | 7.95B | 5.92B | 3.62B | 772.22M | 268.38M |
| Return on Equity | 0.15 | 0.16 | 0.17 | 0.18 | 0.24 | 0.24 | 0.30 | 0.42 | 0.30 | 0.65 | -0.27 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.19B | 2.98B | 3.49B | 3.58B | 3.48B | 3.46B | 3.28B | 3.17B | 3.17B | 3.28B | 3.20B | 3.08B |
| Net Income | 412.55M | 418.85M | 624.29M | 747.00M | 746.41M | 680.71M | 623.60M | 551.14M | 527.70M | 524.56M | 565.96M | 554.43M |
| EPS | 1.70 | 1.70 | 2.50 | 2.90 | 2.95 | 2.60 | 2.35 | 2.05 | 2.00 | 1.95 | 2.10 | 2.00 |
| Free Cash Flow | 225.99M | 0 | 871.73M | 8.63M | 512.41M | 127.64M | 1.58B | 965.31M | 208.77M | (534.50M) | 178.37M | 506.62M |
| FCF / Share | 0.95 | N/A | 3.48 | 0.03 | 2.02 | 0.49 | 5.95 | 3.59 | 0.80 | -1.94 | 0.66 | 1.83 |
| Operating CF | 225.99M | 434.96M | 871.73M | 8.63M | 522.34M | 155.40M | 1.58B | 965.31M | 213.31M | 3.60M | 178.37M | 506.62M |
| Total Assets | 25.59B | 25.43B | 187.19B | 25.65B | 24.43B | 23.61B | 22.78B | 21.95B | 21.40B | 21.29B | 22.23B | 21.71B |
| Total Debt | 1.37B | 1.32B | 8.17B | 1.14B | 59.04M | 34.36M | 31.26M | 36.31M | 38.84M | 41.63M | 159.57M | 159.29M |
| Cash & Equiv | 6.53B | 6.20B | 30.17B | 5.30B | 5.41B | 4.67B | 5.10B | 5.71B | 6.21B | 4.97B | 5.70B | 4.72B |
| Book Value | 16.18B | 16.56B | 116.76B | 15.80B | 15.46B | 15.20B | 14.53B | 14.02B | 13.68B | 13.75B | 13.42B | 12.99B |
| Return on Equity | 0.03 | 0.03 | 0.01 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
FINV News
FinVolution Group Publishes Eighth Annual ESG Report
13 Lucky Dogs: June Graham Value All-Stars (GVAS)
FinVolution Launches 11th Global AI Competition: Teaching Voice AI When to Speak
FinVolution: International Growth Is Accelerating, Valuation Hasn't Moved
FinVolution Group (FINV) Q1 2026 Earnings Call Transcript
PPDAI Group Q1 Earnings Call Highlights
FinVolution Group Announces New Share Repurchase Program of Up to US$150 million
FinVolution Group Reports First Quarter 2026 Unaudited Financial Results
FinVolution Launches 11th Global AI Competition: Teaching Voice AI When to Speak
FinVolution Group to Report First Quarter 2026 Financial Results on Monday, May 25, 2026