Profitability
Weight: 25%
C+
60
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 47.5%
- Loss Ratio Trend +4.69 pp/yr
FIHL
Fidelis Insurance Holdings Limited
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A+
96
- 5yr Avg ROE 21.4%
- 5yr Share-Count CAGR -10.6%
Growth Quality
Weight: 10%
B-
66
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Revenue CAGR (fallback) 26.2%
- Loss Ratio Trend (growth quality check) +4.69 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
A+
96
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development 3.5%
- Loss Ratio Stability (σ) 0.07
Balance Sheet
Weight: 25%
A-
82
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 0.96x
- Interest Coverage (EBIT/Int) 6.78x
Stability
Weight: 10%
D
37
- EPS Volatility (σ/μ) 2.04
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.