FIG Figma, Inc.
$21.12
High-Growth Software 80%
Revenue × Terminal Margin DCF
Moderate · Conviction

Fair Value

Trading 23.5% below fair value

You pay $21.12
Bear $13.56
Fair $27.62
Bull $39.43
Bear $13.56 -35.8% 18% rev growth, 21% terminal margin
Fair $27.62 +30.8% 30% rev growth, 28% terminal margin
Bull $39.43 +86.7% 35% rev growth, 32% terminal margin

Key Value Driver

Revenue growth (30%) × margin expansion to 28%

Terminal Value % of EV 60%
Implied Market Multiple 8.3x

Summary

Our base-case estimate uses a discounted cash flow model based on revenue growth and long-run free cash flow margins. We then blend that result with the average analyst price target of $31.00 from 7 analysts, using a 20% weight on analyst consensus. That produces an estimated intrinsic value of $27.62 per share.

Warnings

Stock-based employee pay is 129% of revenue — your ownership shrinks by about 2.0% each year as new shares are issued. Our estimate already accounts for this dilution.
Gross margin of 82% means each dollar of revenue is highly profitable. As the company grows, overhead costs should shrink as a share of revenue, boosting overall profits.

Key Risks

  • Current FCF misleads — the model values future margins, not today's cash
  • SBC dilution is the hidden tax: 2-4% annual share growth compounds fast
  • Revenue deceleration is inevitable — the question is when and how steep