Profitability
Weight: 25%
C+
60
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.9%
- Operating Margin Trend -0.33 pp/yr
FIBK
First Interstate BancSystem, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C-
46
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 10.3%
- 5yr Share-Count CAGR 13.6%
Growth Quality
Weight: 10%
B
70
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 11.7%
- 5yr EPS CAGR -1.4%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
95
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.67x
Balance Sheet
Weight: 30%
B-
67
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 12.9%
- Interest Coverage (EBIT/Int) 1.11x
Stability
Weight: 10%
B
72
- EPS Volatility (σ/μ) 0.17
- Piotroski F-Score 7
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.
- Dalio sold -100%