Profitability
Weight: 25%
F
0
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 132.6%
- Loss Ratio Trend +32.06 pp/yr
FG
F&G Annuities & Life, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A-
84
- 5yr Avg ROE 14.8%
- 5yr Share-Count CAGR -2.5%
Growth Quality
Weight: 10%
B-
66
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Revenue CAGR (fallback) 32.0%
- Loss Ratio Trend (growth quality check) +32.06 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
F
26
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Loss Ratio Stability (σ) 0.55
Balance Sheet
Weight: 25%
B-
66
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 0.60x
- Interest Coverage (EBIT/Int) 2.97x
Stability
Weight: 10%
C-
47
- EPS Volatility (σ/μ) 0.60
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 4 gurus held; 3 added; 2 full exits.
- Holders
- 3 -1
- Avg Δ position
- +51.6%
- New buys
- 0
- Full exits
- 2