FFWM First Foundation Inc.
Banks, Insurers & Asset Managers
F 24.5 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
F 9

Scored using ROA (NIM proxy) — financial-archetype substitution.

  • 5yr Avg ROA -0.4%
  • Operating Margin Trend -18.73 pp/yr

Capital Efficiency

Weight: 20%
F 0

Scored using ROTCE — financial-archetype substitution.

  • 5yr Avg ROTCE -5.0%
  • 5yr Share-Count CAGR 16.4%

Growth Quality

Weight: 10%
F 8

Scored using BVPS — financial-archetype substitution.

  • 5yr BVPS CAGR -4.9%
  • 5yr EPS CAGR -18.7%
  • Positive-EPS Years (5) 2/5

Cash Generation

Weight: 5%
A- 80

Scored using OCF/NI — banks have no FCF concept.

  • 5yr OCF/NI 0.90x

Balance Sheet

Weight: 30%
D+ 43

Scored using Equity/Assets — financial-archetype substitution.

  • Equity / Assets 7.7%
  • Interest Coverage (EBIT/Int) -0.20x

Stability

Weight: 10%
C- 46
  • EPS Volatility (σ/μ) 0.51
  • Piotroski F-Score 4
  • Negative-Revenue Years (5) 1/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Dumping

1 of 2 gurus held; 1 trimmed; 1 full exit.

Holders
1 -1
Avg Δ position
-53.1%
New buys
0
Full exits
1
As of Q1 2026