FFIC Flushing Financial Corporation
Banks, Insurers & Asset Managers
D 34.8 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
F 11

Scored using efficiency ratio — bank-archetype substitution.

  • Efficiency Ratio (FY2025) 76.6%
  • Efficiency Ratio Trend +4.54 pp/yr

Capital Efficiency

Weight: 15%
D- 29
  • 5yr Avg ROE 5.2%
  • 5yr Share-Count CAGR 3.3%

Growth Quality

Weight: 15%
C 52

Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.

  • 5yr Revenue CAGR 10.5%
  • Efficiency Ratio Trend (growth quality check) +4.54 pp/yr
  • Revenue-Growth Years (5) 4/5

Cash Generation

Weight: 15%
F 0

Scored using efficiency-ratio stability — bank-archetype substitution.

  • Efficiency Ratio Stability (σ) 0.23

Balance Sheet

Weight: 20%
B- 66

Scored using equity-to-assets — bank-archetype substitution.

  • Equity / Assets 8.1%

Stability

Weight: 10%
B- 66
  • EPS Volatility (σ/μ) 0.41
  • Negative-Revenue Years (5) 1/5
  • Piotroski F-Score 8

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Dumping

0 of 3 gurus held; 3 full exits.

Holders
0 -3
Avg Δ position
—
New buys
0
Full exits
3
As of Q2 2026