FDBC Fidelity D & D Bancorp, Inc.
Banks, Insurers & Asset Managers
B- 65.1 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
C 56

Scored using efficiency ratio — bank-archetype substitution.

  • Efficiency Ratio (FY2025) 63.1%
  • Efficiency Ratio Trend -0.32 pp/yr

Capital Efficiency

Weight: 15%
C- 47
  • 5yr Avg ROE 12.3%
  • 5yr Share-Count CAGR 4.6%

Growth Quality

Weight: 15%
A- 86

Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.

  • 5yr Revenue CAGR 18.3%
  • Efficiency Ratio Trend (growth quality check) -0.32 pp/yr
  • Revenue-Growth Years (5) 5/5

Cash Generation

Weight: 15%
B- 66

Scored using efficiency-ratio stability — bank-archetype substitution.

  • Efficiency Ratio Stability (σ) 0.04

Balance Sheet

Weight: 20%
B 70

Scored using equity-to-assets — bank-archetype substitution.

  • Equity / Assets 8.7%

Stability

Weight: 10%
B 72
  • EPS Volatility (σ/μ) 0.34
  • Negative-Revenue Years (5) 0/5
  • Piotroski F-Score 7

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Not Followed

Not held by any curated guru.