Profitability
Weight: 25%
A+
96
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 4.5%
- Operating Margin Trend +1.04 pp/yr
FCFS
FirstCash Holdings, Inc
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
B+
80
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 1069.5%
- 5yr Share-Count CAGR 2.1%
Growth Quality
Weight: 10%
A+
100
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 19.4%
- 5yr EPS CAGR 25.0%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
92
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.88x
Balance Sheet
Weight: 30%
A
89
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 43.0%
- Interest Coverage (EBIT/Int) 4.69x
Stability
Weight: 10%
C+
62
- EPS Volatility (σ/μ) 0.44
- Piotroski F-Score 6
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 trimmed; 1 full exit.
- Holders
- 2
- Avg Δ position
- -21.9%
- New buys
- 0
- Full exits
- 1