Profitability
Weight: 25%
B
69
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 59.0%
- Efficiency Ratio Trend -0.74 pp/yr
FBIZ
First Business Financial Services, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B+
76
- 5yr Avg ROE 14.2%
- 5yr Share-Count CAGR -0.5%
Growth Quality
Weight: 15%
A
91
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 18.7%
- Efficiency Ratio Trend (growth quality check) -0.74 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
B-
66
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.04
Balance Sheet
Weight: 20%
B
73
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 9.1%
Stability
Weight: 10%
B-
65
- EPS Volatility (σ/μ) 0.51
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 8
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 new buy.
- Holders
- 1
- Avg Δ position
- —
- New buys
- 1
- Full exits
- 0
- Cooperman new