Profitability
Weight: 25%
B
73
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 3.0%
- Operating Margin Trend -1.50 pp/yr
FAF
First American Financial Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A-
84
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 13.8%
- 5yr Share-Count CAGR -1.8%
Growth Quality
Weight: 10%
B-
65
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 14.8%
- 5yr EPS CAGR -14.3%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 2.79x
Balance Sheet
Weight: 30%
A
91
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 33.9%
- Interest Coverage (EBIT/Int) 6.26x
Stability
Weight: 10%
D+
44
- EPS Volatility (σ/μ) 0.63
- Piotroski F-Score 6
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 4 gurus held; 1 added; 3 trimmed.
- Holders
- 4
- Avg Δ position
- -27.0%
- New buys
- 0
- Full exits
- 0