Profitability
Weight: 25%
F
0
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 127.2%
FAF
First American Financial Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B-
66
- 5yr Avg ROE 9.1%
- 5yr Share-Count CAGR -1.7%
Growth Quality
Weight: 10%
C-
47
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR 2.6%
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
B+
78
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development 0.8%
Balance Sheet
Weight: 25%
A-
82
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 0.96x
- Interest Coverage (EBIT/Int) 6.26x
Stability
Weight: 10%
C-
47
- EPS Volatility (σ/μ) 0.63
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 4 gurus held; 1 added; 2 trimmed; 1 full exit.
- Holders
- 3 -1
- Avg Δ position
- -18.1%
- New buys
- 0
- Full exits
- 1