EVTC EVERTEC, Inc.
$24.76
Platform & Compounding FCF 70%
Two-stage FCF DCF
Moderate · Conviction

Undervalued

Trading 27.1% below fair value

You pay $24.76
Bear $19.13
Fair $33.98
Bull $49.65
Bear $19.13 -22.7% 8% stage 1 growth, 11% discount
Fair $33.98 +37.3% 13% stage 1 growth, 11% discount
Bull $49.65 +100.5% 17% stage 1 growth, 11% discount

Key Value Driver

FCF growth rate (13% base case)

Terminal Value % of EV 41%
Implied Market Multiple 20.7x

Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $29.50 from 18 analysts, using a 25% weight on analyst consensus. That produces an estimated intrinsic value of $33.98 per share.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions