ESNT
Essent Group Ltd.
$60.78
-1.12
(-1.81%)
Mkt Cap
5.60B
Volume
363,506
52W Range
55.22-67.09
Sector
Financial Services
Beta
0.81
EPS (TTM)
7.09
P/E Ratio
8.57
Revenue (TTM)
1.29B
Rev Growth (5Y)
+5.7%
EPS Growth (5Y)
+12.4%
AlphaVal · Fair Value
$96.75
Undervalued · Moderate
37.2% below fair value
AlphaQuality · Grade
A-
Banks, Insurers & Asset Managers
81.7 / 100 composite
Company Description
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. The company was founded in 2008 and is based in Hamilton, Bermuda.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.26B | 1.27B | 1.13B | 1.02B | 1.03B | 955.15M | 867.57M | 719.35M | 576.51M | 458.26M | 353.29M | 239.47M |
| Net Income | 689.97M | 729.40M | 696.39M | 831.35M | 681.78M | 413.04M | 555.71M | 467.36M | 379.75M | 222.61M | 157.33M | 88.50M |
| EPS | 6.97 | 6.92 | 6.56 | 7.75 | 6.13 | 3.89 | 5.68 | 4.80 | 4.07 | 2.45 | 1.74 | 1.05 |
| Free Cash Flow | 848.69M | 854.77M | 759.00M | 584.84M | 706.76M | 725.49M | 586.44M | 621.27M | 365.79M | 270.31M | N/A | N/A |
| FCF / Share | 8.57 | 8.11 | 7.15 | 5.46 | 6.36 | 6.84 | 6.00 | 6.38 | 3.92 | 2.97 | N/A | N/A |
| Operating CF | 856.05M | 861.53M | 763.00M | 588.82M | 709.26M | 727.93M | 589.85M | 625.32M | 368.57M | 273.48M | N/A | N/A |
| Total Assets | 7.44B | 7.11B | 6.43B | 5.72B | 5.72B | 5.20B | 3.87B | 3.15B | 2.67B | 1.88B | N/A | N/A |
| Total Debt | 495.30M | 493.96M | 421.92M | 420.86M | 419.82M | 321.72M | 224.24M | 223.66M | 248.59M | 100.00M | N/A | N/A |
| Cash & Equiv | 123.05M | 131.48M | 141.79M | 81.24M | 81.49M | 102.83M | 71.35M | 64.95M | 43.52M | 27.53M | N/A | N/A |
| Book Value | 5.76B | 5.60B | 5.10B | 4.46B | 4.24B | 3.86B | 2.98B | 2.37B | 1.94B | 1.34B | N/A | N/A |
| Return on Equity | 0.12 | 0.13 | 0.14 | 0.19 | 0.16 | 0.11 | 0.19 | 0.20 | 0.20 | 0.17 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 329.63M | 312.40M | 318.73M | 326.05M | 324.07M | 339.27M | 316.58M | 318.66M | 303.91M | 297.28M | 296.11M | 260.13M |
| Net Income | 171.80M | 154.98M | 164.22M | 195.34M | 175.43M | 167.90M | 176.18M | 203.61M | 181.72M | 175.37M | 177.96M | 172.23M |
| EPS | 1.83 | 1.62 | 1.69 | 1.95 | 1.71 | 1.60 | 1.67 | 1.93 | 1.72 | 1.66 | 1.68 | 1.62 |
| Free Cash Flow | 191.23M | 227.95M | 210.60M | 188.79M | 221.35M | 215.98M | 228.70M | 187.63M | 212.45M | 213.29M | 194.00M | 167.30M |
| FCF / Share | 2.04 | 2.38 | 2.10 | 1.89 | 2.15 | 2.06 | 2.17 | 1.78 | 2.01 | 2.02 | 1.83 | 1.57 |
| Operating CF | 192.04M | 229.09M | 215.86M | 189.54M | 221.57M | 226.71M | 229.20M | 188.69M | 216.94M | 215.45M | 195.05M | 167.71M |
| Total Assets | 7.57B | 7.44B | 7.35B | 7.22B | 7.20B | 7.11B | 7.13B | 6.69B | 6.56B | 6.43B | 6.09B | 5.98B |
| Total Debt | 495.64M | 495.30M | 494.96M | 494.63M | 494.29M | 493.96M | 493.67M | 422.45M | 422.18M | 421.92M | 421.66M | 421.39M |
| Cash & Equiv | 128.26M | 123.05M | 91.41M | 92.12M | 208.07M | 131.48M | 109.31M | 197.40M | 164.25M | 141.79M | 96.78M | 68.10M |
| Book Value | 5.70B | 5.76B | 5.74B | 5.67B | 5.66B | 5.60B | 5.64B | 5.38B | 5.23B | 5.10B | 4.81B | 4.73B |
| Return on Equity | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 |
ESNT News
Until The Housing Market Improves, Essent Group Looks Like A Value Trap
Essent Group Q1 Earnings Call Highlights
Essent Group Ltd. (ESNT) Q1 2026 Earnings Call Transcript
Essent Group (ESNT) Q1 Earnings and Revenues Surpass Estimates
Essent Group Ltd. Announces First Quarter 2026 Results and Declares Quarterly Dividend
Essent Group Ltd. Announces First Quarter 2026 Results and Declares Quarterly Dividend
Essent Group Ltd. (ESNT) Shareholder/Analyst Call Prepared Remarks Transcript
Essent Group (ESNT) Earnings Expected to Grow: Should You Buy?
RenaissanceRe (RNR) Beats Q1 Earnings Estimates
Cwm LLC Buys 24,139 Shares of Essent Group Ltd. $ESNT