ERIE
Erie Indemnity Company
$252.80
-5.57
(-2.16%)
Mkt Cap
11.93B
Volume
169,957
52W Range
204.63-341.71
Sector
Financial Services
Beta
0.30
EPS (TTM)
12.39 USD
P/E Ratio
20.85
Revenue (TTM)
4.12B USD
Rev Growth (5Y)
+9.9%
EPS Growth (5Y)
+13.8%
AlphaVal · Fair Value
What we estimate one share is worth
$197.74
Overvalued
moderate signal
30.7% above fair value
Modeled from cash flows & growth.
AlphaQuality · Ungradable
AlphaQuality could not find usable underwriting data (premiums earned and losses incurred) for this company — some insurance brokers and other fee-based businesses never report this and may stay ungradable permanently; a genuine insurer without it yet may become gradable once more data is available.
Company Description
Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. The company was incorporated in 1925 and is based in Erie, Pennsylvania.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.07B | 3.80B | 3.27B | 2.84B | 2.63B | 2.54B | 2.48B | 2.38B | 1.69B | 1.60B | 1.51B | 6.12B |
| Net Income | 559.34M | 600.31M | 446.06M | 298.57M | 297.86M | 293.30M | 316.82M | 288.22M | 197.00M | 210.37M | 174.68M | 167.50M |
| EPS | 12.01 | 12.89 | 9.58 | 6.41 | 6.40 | 6.30 | 6.80 | 4.93 | 4.23 | 4.52 | 3.75 | 3.59 |
| Free Cash Flow | 570.97M | 486.40M | 288.56M | 298.95M | 253.99M | 287.07M | 262.49M | 207.29M | 168.20M | 229.13M | 204.82M | 166.54M |
| FCF / Share | 12.26 | 10.53 | 6.25 | 6.47 | 5.50 | 5.49 | 5.02 | 3.96 | 3.21 | 4.37 | 3.90 | 3.15 |
| Operating CF | 686.66M | 611.25M | 381.20M | 366.15M | 402.79M | 342.60M | 364.53M | 263.58M | 197.13M | 254.34M | 217.38M | 186.01M |
| Total Assets | 3.36B | 2.89B | 2.47B | 2.24B | 2.24B | 2.12B | 2.02B | 1.78B | 1.67B | 1.55B | 1.41B | 17.76B |
| Total Debt | 0 | 7.51M | 0 | 122.50M | 93.83M | 95.86M | 119.78M | 99.73M | 74.73M | 24.77M | 0 | 0 |
| Cash & Equiv | 315.69M | 274.84M | 144.06M | 142.09M | 183.70M | 161.24M | 336.74M | 266.42M | 215.72M | 189.07M | 182.89M | 514.00M |
| Book Value | 2.28B | 1.99B | 1.66B | 1.45B | 1.34B | 1.19B | 1.13B | 973.67M | 857.34M | 816.91M | 769.50M | 703.00M |
| Return on Equity | 0.24 | 0.30 | 0.27 | 0.21 | 0.22 | 0.25 | 0.28 | 0.30 | 0.23 | 0.26 | 0.23 | 0.24 |
| Metric | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.09B | 1.01B | 951.20M | 1.07B | 1.06B | 989.40M | 924.09M | 999.89M | 990.44M | 880.70M | 817.67M | 858.94M |
| Net Income | 180.29M | 150.47M | 63.38M | 182.85M | 174.69M | 138.42M | 152.03M | 159.83M | 163.90M | 124.55M | 110.93M | 131.04M |
| EPS | 3.87 | 3.23 | 1.36 | 3.93 | 3.75 | 2.97 | 3.26 | 3.43 | 3.52 | 2.67 | 2.38 | 2.81 |
| Free Cash Flow | 173.40M | 54.48M | 140.79M | 184.41M | 157.32M | 88.44M | 146.81M | 171.46M | 103.39M | 64.75M | 127.89M | 25.66M |
| FCF / Share | 3.75 | 1.17 | 3.02 | 3.96 | 3.41 | 1.69 | 3.18 | 3.71 | 1.97 | 1.39 | 2.44 | 0.49 |
| Operating CF | 214.92M | 91.89M | 171.56M | 219.41M | 177.58M | 118.12M | 193.46M | 199.17M | 131.43M | 87.19M | 148.44M | 52.76M |
| Total Assets | 3.56B | 3.38B | 3.36B | 3.32B | 3.13B | 2.97B | 2.89B | 2.86B | 2.69B | 2.56B | 2.47B | 2.39B |
| Total Debt | 63.16M | 0 | 0 | 0 | 0 | 0 | 7.51M | 0 | 6.34M | 0 | 0 | 0 |
| Cash & Equiv | 282.90M | 229.07M | 315.69M | 540.55M | 332.10M | 235.22M | 274.84M | 197.67M | 156.61M | 131.54M | 144.06M | 102.87M |
| Book Value | 2.47B | 2.35B | 2.28B | 2.31B | 2.18B | 2.07B | 1.99B | 1.95B | 1.83B | 1.73B | 1.66B | 1.61B |
| Return on Equity | 0.07 | 0.06 | 0.03 | 0.08 | 0.08 | 0.07 | 0.08 | 0.08 | 0.09 | 0.07 | 0.07 | 0.08 |
ERIE News
4 Financial Stocks That Kept Raising Dividends Through 2 Historic Crashes
Is Erie Indemnity Co (ERIE) a Bargain After 3.2% Drop? GF Value Says Undervalued
Erie Indemnity Co (ERIE) (Q2 2026) Earnings Call Highlights: Underwriting Turnaround and Strategic Growth Initiatives
Erie Indemnity Company (ERIE) Q2 2026 Earnings Call Prepared Remarks Transcript
Erie Indemnity: A Steady Business With Limited Growth
Erie Indemnity (ERIE) Q2 Earnings and Revenues Beat Estimates
Erie Indemnity Reports Second Quarter 2026 Results
Erie Indemnity Co (ERIE) Stock Up 4.2% and Still Undervalued -- GF Score: 63/100
Erie Indemnity Co (ERIE) Shares Fall 4.1% -- What GF Score of 63 Tells Investors
Dividend Champion, Contender, And Challenger Highlights: Week Of July 19