EMIRATESNBD.AE
Company Description
Emirates NBD Bank PJSC, together with its subsidiaries, provides corporate, institutional, retail, treasury, and Islamic banking services. The company offers current and savings accounts, customer deposits, overdrafts, trade finance and term loans for government, corporate customers, investment banking, and Islamic products, as well as structured financing services. It also provides retail loans and deposits, private banking and wealth management, equity broking services, asset management, and consumer financing services. In addition, the company offers call center management; real estate management; and trust administration services, as well as engages in medium term borrowing and money market transactions. The company operates in the United Arab Emirates, Egypt, India, Turkey, the Kingdom of Saudi Arabia, Singapore, the United Kingdom, Austria, Germany, Russia, and Bahrain, as well as offices in China and Indonesia. The company was founded in 1963 and is headquartered in Dubai, the United Arab Emirates. Emirates NBD Bank PJSC operates as a subsidiary of Investment Corporation of Dubai.
Track Record
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 101.85B | 86.85B | 68.22B | 43.36B | 32.76B | 32.38B | 32.51B | 23.38B | 20.03B | 18.51B | 17.67B | 16.46B |
| Net Income | 23.44B | 22.97B | 21.48B | 13.00B | 9.30B | 6.96B | 14.50B | 10.04B | 8.35B | 7.24B | 7.12B | 5.14B |
| EPS | 3.71 | 3.56 | 3.32 | 1.98 | 1.38 | 1.00 | 2.46 | 1.81 | 1.35 | 1.15 | 1.13 | 0.80 |
| Free Cash Flow | 25.46B | 54.54B | 17.88B | 35.88B | 35.11B | 2.34B | 22.82B | (13.14B) | 5.64B | 773.42M | N/A | N/A |
| FCF / Share | 4.03 | 8.64 | 2.83 | 5.68 | 5.56 | 0.37 | 4.06 | -2.37 | 1.02 | 0.14 | N/A | N/A |
| Operating CF | 26.16B | 57.44B | 19.33B | 36.53B | 35.55B | 3.08B | 22.95B | (12.67B) | 6.03B | 1.58B | N/A | N/A |
| Total Assets | 1.16T | 996.58B | 862.77B | 741.96B | 687.44B | 698.09B | 683.32B | 500.34B | 470.37B | 448.00B | N/A | N/A |
| Total Debt | 169.15B | 79.90B | 70.79B | 57.16B | 67.06B | 0 | 0 | 0 | 0 | 0 | N/A | N/A |
| Cash & Equiv | 0 | 239.25B | 189.27B | 149.15B | 117.07B | 136.29B | 150.41B | 124.99B | 122.73B | 115.82B | N/A | N/A |
| Book Value | 135.45B | 125.99B | 109.80B | 93.20B | 83.52B | 84.59B | 81.60B | 64.02B | 59.35B | 53.85B | N/A | N/A |
| Return on Equity | 0.17 | 0.18 | 0.20 | 0.14 | 0.11 | 0.08 | 0.18 | 0.16 | 0.14 | 0.13 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 24.03B | 25.91B | 27.39B | 22.55B | 21.74B | 23.04B | 22.79B | 21.14B | 19.90B | 18.87B | 18.35B | 16.32B |
| Net Income | 6.40B | 4.92B | 6.29B | 6.30B | 6.21B | 3.98B | 5.23B | 7.06B | 6.70B | 4.02B | 5.22B | 6.23B |
| EPS | 0.99 | 0.78 | 1.00 | 0.98 | 0.96 | 0.61 | 0.83 | 1.13 | 1.04 | 0.62 | 0.81 | 0.97 |
| Free Cash Flow | (4.66B) | 8.89B | 0 | (2.86B) | (4.21B) | 14.04B | 17.24B | 7.85B | 15.41B | (1.50B) | (11.01B) | 3.28B |
| FCF / Share | -0.74 | 1.41 | N/A | -0.45 | -0.67 | 2.22 | 2.73 | 1.24 | 2.44 | -0.24 | -1.74 | 0.52 |
| Operating CF | (4.66B) | 9.37B | 7.54B | (2.86B) | (4.21B) | 14.48B | 17.75B | 9.73B | 15.48B | (851.14M) | (10.35B) | 3.36B |
| Total Assets | 1.22T | 1.16T | 1.14T | 1.09T | 1.03T | 996.58B | 956.04B | 930.78B | 902.28B | 862.77B | 835.56B | 811.13B |
| Total Debt | 94.23B | 169.15B | 178.46B | 83.00B | 81.83B | 79.90B | 79.81B | 78.57B | 73.97B | 0 | 0 | 0 |
| Cash & Equiv | 275.14B | 0 | 0 | 279.03B | 242.41B | 239.25B | 213.74B | 220.37B | 197.00B | 189.27B | 170.50B | 170.63B |
| Book Value | 144.20B | 135.45B | 130.65B | 133.01B | 126.60B | 125.99B | 123.17B | 116.33B | 108.27B | 109.80B | 105.14B | 98.40B |
| Return on Equity | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.03 | 0.04 | 0.06 | 0.06 | 0.04 | 0.05 | 0.06 |