ELV Elevance Health Inc.
$394.69
Stable Earnings Power 80%
P/Adj-EPS × Normalized Multiple
Mild · Conviction

Fair Value

Trading 3.3% below fair value

You pay $394.69
Bear $326.64
Fair $408.31
Bull $489.97
Bear $326.64 -17.2% $29.47 × 11x P/E
Fair $408.31 +3.4% $29.47 × 14x P/E
Bull $489.97 +24.1% $29.47 × 17x P/E

Key Value Driver

Normalized P/E multiple (14x base case)

Implied Market Multiple 13.4x

Summary

Our base-case estimate uses a valuation based on adjusted earnings per share and a normalized price-to-earnings multiple. We then blend that result with the average analyst price target of $401.81 from 37 analysts, using a 30% weight on analyst consensus. That produces an estimated intrinsic value of $408.31 per share.

Warnings

Dividend-based valuation: $1072.76 (above our primary estimate by 161%). Large gaps may signal the dividend doesn't reflect full earning power.

Key Risks

  • Growth DCF inappropriate — terminal value assumptions dominate
  • EV/EBITDA misleading for regulated businesses where capex is mandated
  • Regulatory risk is a fat tail not visible in normal multiples