ELV Elevance Health Inc.
$394.43
Stable Earnings Power 80%
P/Adj-EPS × Normalized Multiple
Moderate · Conviction

Overvalued

Trading 25.6% above fair value

You pay $394.43
Bear $251.20
Fair $314.00
Bull $376.80
Bear $251.20 -36.3% $25.12 × 10x P/E
Fair $314.00 -20.4% $25.12 × 12x P/E
Bull $376.80 -4.5% $25.12 × 15x P/E

Adjust Assumptions

12.5x
25.12$

Key Value Driver

Normalized P/E multiple (12x base case)

Implied Market Multiple 15.7x

Analyst Consensus (External Reference)

Never blended into the bear/base/bull estimates above.

Average Target (38 analysts) $444.06
Divergence from AlphaVal 29%

Summary

Applying a 12x P/E to adjusted EPS of $25.12, the base-case value is $314.00 per share. DDM cross-check: $559.12.

Warnings

Dividend-based valuation: $559.12 (above our primary estimate by 78%). Large gaps may signal the dividend doesn't reflect full earning power.
Wall Street's average price target is $444.06 (from 38 analysts). Our estimate is 29% below the consensus -- consider that gap carefully.

Key Risks

  • Growth DCF inappropriate — terminal value assumptions dominate
  • EV/EBITDA misleading for regulated businesses where capex is mandated
  • Regulatory risk is a fat tail not visible in normal multiples