Profitability
Weight: 25%
D-
32
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 63.7%
- Efficiency Ratio Trend +3.20 pp/yr
EGBN
Eagle Bancorp, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
⚠ 2 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a banks, insurers & asset managers business.
Grade overrides the 30.0 pillar composite — hard gates always win.
Capital Efficiency
Weight: 15%
C-
47
- 5yr Avg ROE 3.5%
- 5yr Share-Count CAGR -1.3%
Growth Quality
Weight: 15%
C-
45
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 7.8%
- Efficiency Ratio Trend (growth quality check) +3.20 pp/yr
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
F
0
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.16
Balance Sheet
Weight: 20%
A-
83
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 10.9%
Stability
Weight: 10%
C
53
- EPS Volatility (σ/μ) 0.26
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 3
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.