Profitability
Weight: 25%
F
23
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 69.8%
- Loss Ratio Trend +3.55 pp/yr
EG
Everest Group, Ltd.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B-
62
- 5yr Avg ROE 12.0%
- 5yr Share-Count CAGR 0.8%
Growth Quality
Weight: 10%
B-
63
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Revenue CAGR (fallback) 12.5%
- Loss Ratio Trend (growth quality check) +3.55 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
D
36
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development -4.2%
- Loss Ratio Stability (σ) 0.06
Balance Sheet
Weight: 25%
A
91
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 1.01x
- Interest Coverage (EBIT/Int) 14.88x
Stability
Weight: 10%
C+
57
- EPS Volatility (σ/μ) 0.63
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 1 added; 2 trimmed; 1 full exit.
- Holders
- 3
- Avg Δ position
- +66.8%
- New buys
- 0
- Full exits
- 1