EFC Ellington Financial Inc.
$13.29
Real Estate Investment Trust 85%
P/FFO × Default REIT Multiple
Moderate · Conviction

Undervalued

Trading 36.8% below fair value

You pay $13.29
Bear $17.39
Fair $21.03
Bull $24.66
Bear $17.39 +30.9% $1.17 FFO × 18x
Fair $21.03 +58.2% $1.17 FFO × 22x
Bull $24.66 +85.6% $1.17 FFO × 26x

Adjust Assumptions

22.1x
1.17$

Key Value Driver

FFO/share ($1.17) × default P/FFO multiple

Implied Market Multiple 11.3x

Analyst Consensus (External Reference)

Never blended into the bear/base/bull estimates above.

Average Target (13 analysts) $13.50
Divergence from AlphaVal 56%

Summary

At $1.17 FFO/share with a 22x default REIT multiple, the base-case value is $21.03 per share. Dividend yield: 3.9%. DDM cross-check: $9.69.

Warnings

Standard profit figures are misleading for real estate companies — large non-cash accounting charges make profits look artificially low. Dividend yield and funds from operations are better measures.
Dividend-based valuation: $9.69 (54% below our primary estimate). Large gaps suggest the dividend may not fully reflect the company's value.
Wall Street's average price target is $13.50 (from 13 analysts). Our estimate is 56% above the consensus -- consider that gap carefully.

Key Risks

  • P/E and EV/EBITDA are structurally wrong for REITs — use P/FFO and NAV
  • Interest rate sensitivity: REIT multiples compress when rates rise
  • FFO approximation (NI + D&A) may include gains on property sales — verify