Profitability
Weight: 25%
D
36
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.5%
- Operating Margin Trend -6.88 pp/yr
EBC
Eastern Bankshares, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
D-
29
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 5.2%
- 5yr Share-Count CAGR 5.9%
Growth Quality
Weight: 10%
C
57
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 7.3%
- 5yr EPS CAGR -18.4%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 2.14x
Balance Sheet
Weight: 30%
B-
66
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 14.2%
- Interest Coverage (EBIT/Int) 0.30x
Stability
Weight: 10%
D+
41
- EPS Volatility (σ/μ) 0.57
- Piotroski F-Score 6
- Negative-Revenue Years (5) 3/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 added; 1 full exit.
- Holders
- 1
- Avg Δ position
- +31.8%
- New buys
- 0
- Full exits
- 1