DGICA
Donegal Group Inc.
$18.76
-0.38
(-1.99%)
Mkt Cap
687.52M
Volume
0
52W Range
16.11-21.06
Sector
Financial Services
Beta
-0.03
EPS (TTM)
1.83
P/E Ratio
10.25
Revenue (TTM)
969.21M
Rev Growth (5Y)
+4.7%
EPS Growth (5Y)
+4.3%
AlphaVal · Fair Value
What we estimate one share is worth
$61.69
Undervalued
strong signal
69.6% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
A-
Banks, Insurers & Asset Managers
80.1 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
Donegal Group, Inc. is an insurance holding company, which engages in the provision of property and casualty insurance to businesses and individuals. It operates through the following segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The Investment Function segment covers investment activities. The Personal Lines of Insurance segment consists of homeowners and private passenger automobile policies. The Commercial Lines of Insurance segment includes commercial automobile, commercial multi-peril, and workers compensation policies. The company was founded on August 26, 1986 and is headquartered in Marietta, PA.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 978.01M | 989.61M | 927.34M | 848.22M | 816.47M | 777.82M | 812.16M | 769.13M | 737.40M | 687.34M | 635.11M | 585.30M |
| Net Income | 79.34M | 50.86M | 4.43M | (1.96M) | 25.25M | 52.82M | 47.15M | (32.76M) | 7.12M | 30.80M | 20.99M | 14.54M |
| EPS | 2.22 | 1.54 | 0.14 | -0.06 | 0.82 | 1.80 | 1.68 | -1.16 | 0.26 | 1.16 | 0.97 | 0.56 |
| Free Cash Flow | 70.20M | 67.44M | 28.58M | 67.11M | 76.73M | 101.04M | 76.21M | 63.67M | 79.91M | 59.65M | 66.25M | 42.39M |
| FCF / Share | 2.28 | 2.04 | 0.86 | 2.10 | 2.48 | 3.45 | 2.67 | 2.25 | 2.92 | 2.25 | 2.40 | 1.59 |
| Operating CF | 70.20M | 67.44M | 28.62M | 67.11M | 76.73M | 101.13M | 76.36M | 63.78M | 81.00M | 60.03M | 66.40M | 44.51M |
| Total Assets | 2.39B | 2.34B | 2.27B | 2.24B | 2.26B | 2.16B | 1.92B | 1.83B | 1.74B | 1.62B | 1.54B | 1.46B |
| Total Debt | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 90.00M | 40.00M | 65.00M | 64.00M | 74.00M | 86.00M | 58.50M |
| Cash & Equiv | 26.79M | 52.93M | 23.79M | 25.12M | 57.71M | 103.09M | 49.32M | 52.59M | 37.83M | 24.59M | 28.14M | 35.58M |
| Book Value | 640.42M | 545.78M | 479.75M | 483.59M | 531.04M | 517.77M | 451.02M | 398.87M | 448.70M | 438.62M | 408.39M | 416.13M |
| Return on Equity | 0.12 | 0.09 | 0.01 | -0.00 | 0.05 | 0.10 | 0.10 | -0.08 | 0.02 | 0.07 | 0.05 | 0.03 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 236.00M | 240.14M | 245.92M | 247.15M | 245.17M | 249.95M | 251.74M | 246.77M | 241.14M | 239.47M | 233.93M | 229.20M |
| Net Income | 11.51M | 17.19M | 20.08M | 16.87M | 25.21M | 24.00M | 16.75M | 4.15M | 5.96M | (1.97M) | (805,301) | 2.00M |
| EPS | 0.32 | 0.48 | 0.56 | 0.47 | 0.71 | 0.73 | 0.50 | 0.13 | 0.18 | -0.06 | -0.02 | 0.06 |
| Free Cash Flow | 20.17M | 9.97M | 22.35M | 12.13M | 25.75M | 28.20M | 12.74M | 21.68M | 4.82M | 2.60M | 12.97M | 13.74M |
| FCF / Share | 0.55 | 0.32 | 0.73 | 0.34 | 0.72 | 0.85 | 0.38 | 0.65 | 0.14 | 0.08 | 0.39 | 0.42 |
| Operating CF | 20.17M | 9.97M | 22.35M | 12.13M | 25.75M | 28.20M | 12.74M | 21.68M | 4.82M | 2.60M | 12.97M | 13.74M |
| Total Assets | 2.45B | 2.39B | 2.42B | 2.41B | 2.37B | 2.34B | 2.35B | 2.34B | 2.29B | 2.27B | 2.26B | 2.29B |
| Total Debt | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M |
| Cash & Equiv | 35.50M | 26.79M | 38.57M | 57.44M | 64.32M | 52.93M | 28.65M | 24.23M | 19.81M | 23.79M | 23.72M | 24.75M |
| Book Value | 649.09M | 640.42M | 627.44M | 605.67M | 584.72M | 545.78M | 513.37M | 484.08M | 485.09M | 479.75M | 473.34M | 486.19M |
| Return on Equity | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.01 | 0.01 | -0.00 | -0.00 | 0.00 |
DGICA News
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Donegal Group Inc. Announces Release Date for Second Quarter 2026 Results
Donegal Group Inc. Announces Release Date for Second Quarter 2026 Results
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Donegal Group Inc. Announces First Quarter 2026 Results
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