DGICA
Donegal Group Inc.
$18.19
-0.05
(-0.27%)
Mkt Cap
670.22M
Volume
72,609
52W Range
16.11-21.06
Sector
Financial Services
Beta
-0.03
EPS (TTM)
1.83 USD
P/E Ratio
9.94
Revenue (TTM)
969.21M USD
Rev Growth (5Y)
+4.7%
EPS Growth (5Y)
+4.3%
AlphaVal · Fair Value
What we estimate one share is worth
$61.36
Undervalued
strong signal
70.4% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B
Banks, Insurers & Asset Managers
70.3 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
Donegal Group, Inc. is an insurance holding company, which engages in the provision of property and casualty insurance to businesses and individuals. It operates through the following segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The Investment Function segment covers investment activities. The Personal Lines of Insurance segment consists of homeowners and private passenger automobile policies. The Commercial Lines of Insurance segment includes commercial automobile, commercial multi-peril, and workers compensation policies. The company was founded on August 26, 1986 and is headquartered in Marietta, PA.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 978.01M | 989.61M | 927.34M | 848.22M | 816.47M | 777.82M | 812.16M | 769.13M | 737.40M | 687.34M | 635.11M | 585.30M |
| Net Income | 79.34M | 50.86M | 4.43M | (1.96M) | 25.25M | 52.82M | 47.15M | (32.76M) | 7.12M | 30.80M | 20.99M | 14.54M |
| EPS | 2.22 | 1.54 | 0.14 | -0.06 | 0.82 | 1.80 | 1.68 | -1.16 | 0.26 | 1.16 | 0.97 | 0.56 |
| Free Cash Flow | 70.20M | 67.44M | 28.58M | 67.11M | 76.73M | 101.04M | 76.21M | 63.67M | 79.91M | 59.65M | 66.25M | 42.39M |
| FCF / Share | 2.28 | 2.04 | 0.86 | 2.10 | 2.48 | 3.45 | 2.67 | 2.25 | 2.92 | 2.25 | 2.40 | 1.59 |
| Operating CF | 70.20M | 67.44M | 28.62M | 67.11M | 76.73M | 101.13M | 76.36M | 63.78M | 81.00M | 60.03M | 66.40M | 44.51M |
| Total Assets | 2.39B | 2.34B | 2.27B | 2.24B | 2.26B | 2.16B | 1.92B | 1.83B | 1.74B | 1.62B | 1.54B | 1.46B |
| Total Debt | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 90.00M | 40.00M | 65.00M | 64.00M | 74.00M | 86.00M | 58.50M |
| Cash & Equiv | 26.79M | 52.93M | 23.79M | 25.12M | 57.71M | 103.09M | 49.32M | 52.59M | 37.83M | 24.59M | 28.14M | 35.58M |
| Book Value | 640.42M | 545.78M | 479.75M | 483.59M | 531.04M | 517.77M | 451.02M | 398.87M | 448.70M | 438.62M | 408.39M | 416.13M |
| Return on Equity | 0.12 | 0.09 | 0.01 | -0.00 | 0.05 | 0.10 | 0.10 | -0.08 | 0.02 | 0.07 | 0.05 | 0.03 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 236.00M | 240.14M | 245.92M | 247.15M | 245.17M | 249.95M | 251.74M | 246.77M | 241.14M | 239.47M | 233.93M | 229.20M |
| Net Income | 11.51M | 17.19M | 20.08M | 16.87M | 25.21M | 24.00M | 16.75M | 4.15M | 5.96M | (1.97M) | (805,301) | 2.00M |
| EPS | 0.32 | 0.48 | 0.56 | 0.47 | 0.71 | 0.73 | 0.50 | 0.13 | 0.18 | -0.06 | -0.02 | 0.06 |
| Free Cash Flow | 20.17M | 9.97M | 22.35M | 12.13M | 25.75M | 28.20M | 12.74M | 21.68M | 4.82M | 2.60M | 12.97M | 13.74M |
| FCF / Share | 0.55 | 0.32 | 0.73 | 0.34 | 0.72 | 0.85 | 0.38 | 0.65 | 0.14 | 0.08 | 0.39 | 0.42 |
| Operating CF | 20.17M | 9.97M | 22.35M | 12.13M | 25.75M | 28.20M | 12.74M | 21.68M | 4.82M | 2.60M | 12.97M | 13.74M |
| Total Assets | 2.45B | 2.39B | 2.42B | 2.41B | 2.37B | 2.34B | 2.35B | 2.34B | 2.29B | 2.27B | 2.26B | 2.29B |
| Total Debt | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M | 35.00M |
| Cash & Equiv | 35.50M | 26.79M | 38.57M | 57.44M | 64.32M | 52.93M | 28.65M | 24.23M | 19.81M | 23.79M | 23.72M | 24.75M |
| Book Value | 649.09M | 640.42M | 627.44M | 605.67M | 584.72M | 545.78M | 513.37M | 484.08M | 485.09M | 479.75M | 473.34M | 486.19M |
| Return on Equity | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.01 | 0.01 | -0.00 | -0.00 | 0.00 |
DGICA News
Donegal Group Inc. Announces Release Date for Third Quarter 2026 Results
Mutual Insurance Co Donegal Acquires 54,725 Shares of Donegal Group (NASDAQ:DGICA) Stock
Donegal Group Inc. (DGICA) Q2 2026 Earnings Call Prepared Remarks Transcript
Donegal Group (DGICA) Surpasses Q2 Earnings Estimates
Donegal Group Inc. Announces Second Quarter and First Half 2026 Results
Donegal Group Inc. Announces Quarterly Dividend
ITIC vs DGICA: Which Insurance Stock is the Better Buy?
Donegal Group Inc. Announces Release Date for Second Quarter 2026 Results
Donegal Group Inc. Announces Release Date for Second Quarter 2026 Results
This Under-the-Radar 4.4% Yielding Stock Is a Top Defensive Refuge for Retirees