CWAN Clearwater Analytics Holdings, Inc.
$24.56
High-Growth Software 80%
Revenue × Terminal Margin DCF
Moderate · Conviction

Overvalued

Trading 18.3% above fair value

You pay $24.56
Bear $8.11
Fair $20.75
Bull $32.02
Bear $8.11 -67.0% 18% rev growth, 17% terminal margin
Fair $20.75 -15.5% 29% rev growth, 23% terminal margin
Bull $32.02 +30.4% 35% rev growth, 26% terminal margin

Adjust Assumptions

29.0%
23.0%
12.0%

Key Value Driver

Revenue growth (29%) × margin expansion to 23%

Terminal Value % of EV 56%
Implied Market Multiple 11.1x

Analyst Consensus (External Reference)

Never blended into the bear/base/bull estimates above.

Average Target (13 analysts) $25.97
Divergence from AlphaVal 20%

Summary

Projecting 29% revenue growth with FCF margins expanding from 27% to 23% over 10 years, discounted at 12%, the base-case value is $20.75 per share.

Key Risks

  • Current FCF misleads — the model values future margins, not today's cash
  • SBC dilution is the hidden tax: 2-4% annual share growth compounds fast
  • Revenue deceleration is inevitable — the question is when and how steep