CVS CVS Health Corporation
$93.26
Stable Earnings Power 80%
P/Adj-EPS × Normalized Multiple
Moderate · Conviction

Overvalued

Trading 23.7% above fair value

You pay $93.26
Bear $60.33
Fair $75.42
Bull $90.50
Bear $60.33 -35.3% $4.68 × 11x P/E
Fair $75.42 -19.1% $4.68 × 14x P/E
Bull $90.50 -3.0% $4.68 × 17x P/E

Key Value Driver

Normalized P/E multiple (14x base case)

Implied Market Multiple 19.9x

Summary

Our base-case estimate uses a valuation based on adjusted earnings per share and a normalized price-to-earnings multiple. We then blend that result with the average analyst price target of $100.33 from 41 analysts, using a 30% weight on analyst consensus. That produces an estimated intrinsic value of $75.42 per share.

Warnings

The company's reported profits differ from official accounting profits by 237%. Check what costs are being left out of the adjusted number.
The company pays out 191% of its profits as dividends. That leaves little cushion — the dividend could be cut if business slows down.
Dividend-based valuation: $88.29 (above our primary estimate by 36%). Large gaps may signal the dividend doesn't reflect full earning power.
Wall Street's average price target is $100.33 (from 41 analysts). Our estimate is 35% below the consensus -- consider that gap carefully.

Key Risks

  • Growth DCF inappropriate — terminal value assumptions dominate
  • EV/EBITDA misleading for regulated businesses where capex is mandated
  • Regulatory risk is a fat tail not visible in normal multiples