CVS CVS Health Corp.
$106.11
Stable Earnings Power 80%
P/Adj-EPS × Normalized Multiple
Moderate · Conviction

Overvalued

Trading 37.7% above fair value

You pay $106.11
Bear $61.66
Fair $77.08
Bull $92.49
Bear $61.66 -41.9% $4.68 × 11x P/E
Fair $77.08 -27.4% $4.68 × 14x P/E
Bull $92.49 -12.8% $4.68 × 17x P/E

Key Value Driver

Normalized P/E multiple (14x base case)

Implied Market Multiple 22.7x

Summary

Our base-case estimate uses a valuation based on adjusted earnings per share and a normalized price-to-earnings multiple. We then blend that result with the average analyst price target of $105.86 from 41 analysts, using a 30% weight on analyst consensus. That produces an estimated intrinsic value of $77.08 per share.

Warnings

The company's reported profits differ from official accounting profits by 237%. Check what costs are being left out of the adjusted number.
The company pays out 191% of its profits as dividends. That leaves little cushion — the dividend could be cut if business slows down.
Wall Street's average price target is $105.86 (from 41 analysts). Our estimate is 39% below the consensus -- consider that gap carefully.

Key Risks

  • Growth DCF inappropriate — terminal value assumptions dominate
  • EV/EBITDA misleading for regulated businesses where capex is mandated
  • Regulatory risk is a fat tail not visible in normal multiples