Profitability
Weight: 25%
A
88
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 45.5%
- Efficiency Ratio Trend -0.42 pp/yr
CVBF
CVB Financial Corp.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B-
63
- 5yr Avg ROE 10.2%
- 5yr Share-Count CAGR -0.0%
Growth Quality
Weight: 15%
C+
61
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 6.1%
- Efficiency Ratio Trend (growth quality check) -0.42 pp/yr
- Revenue-Growth Years (5) 2/5
Cash Generation
Weight: 15%
B
72
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.03
Balance Sheet
Weight: 20%
A+
94
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 14.7%
Stability
Weight: 10%
C+
61
- EPS Volatility (σ/μ) 0.21
- Negative-Revenue Years (5) 3/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 3 gurus held; 1 added; 1 trimmed; 2 full exits.
- Holders
- 2 -1
- Avg Δ position
- -39.9%
- New buys
- 0
- Full exits
- 2