Profitability
Weight: 25%
A-
86
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 52.0%
- Efficiency Ratio Trend -1.09 pp/yr
CUBI
Customers Bancorp, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B-
62
- 5yr Avg ROE 15.0%
- 5yr Share-Count CAGR 2.2%
Growth Quality
Weight: 15%
A
90
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 18.7%
- Efficiency Ratio Trend (growth quality check) -1.09 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
F
19
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.09
Balance Sheet
Weight: 20%
B-
69
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 8.5%
Stability
Weight: 10%
C-
46
- EPS Volatility (σ/μ) 0.62
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 added; 1 full exit.
- Holders
- 2
- Avg Δ position
- +61.9%
- New buys
- 0
- Full exits
- 1