Profitability
Weight: 25%
C
51
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.0%
- Operating Margin Trend -7.66 pp/yr
CUBI
Customers Bancorp, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
B-
63
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 11.3%
- 5yr Share-Count CAGR 1.2%
Growth Quality
Weight: 10%
B-
65
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 23.0%
- 5yr EPS CAGR -11.4%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
B+
76
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 0.86x
Balance Sheet
Weight: 30%
C-
50
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 8.5%
- Interest Coverage (EBIT/Int) 0.51x
Stability
Weight: 10%
C
52
- EPS Volatility (σ/μ) 0.62
- Piotroski F-Score 7
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 trimmed; 1 full exit.
- Holders
- 2
- Avg Δ position
- -31.5%
- New buys
- 0
- Full exits
- 1