CTO CTO Realty Growth, Inc.
$20.38
Real Estate Investment Trust 85%
P/FFO × Diversified REIT Multiple
Strong · Conviction

Undervalued

Trading 44.6% below fair value

You pay $20.38
Bear $30.49
Fair $36.78
Bull $43.07
Bear $30.49 +49.6% $2.08 FFO × 18x
Fair $36.78 +80.5% $2.08 FFO × 22x
Bull $43.07 +111.3% $2.08 FFO × 26x

Key Value Driver

FFO/share ($2.08) × diversified P/FFO multiple

Implied Market Multiple 9.8x

Summary

Our base-case estimate uses P/FFO × Diversified REIT Multiple. We then blend that result with the average analyst price target of $21.50 from 10 analysts, using a 20% weight on analyst consensus. That produces an estimated intrinsic value of $36.78 per share.

Warnings

Standard profit figures are misleading for real estate companies — large non-cash accounting charges make profits look artificially low. Dividend yield and funds from operations are better measures.
Dividend yield of 7.5% is unusually high — make sure the company generates enough cash to keep paying it.
Dividend-based valuation: $28.33 (30% below our primary estimate). Large gaps suggest the dividend may not fully reflect the company's value.
Wall Street's average price target is $21.50 (from 10 analysts). Our estimate is 89% above the consensus -- consider that gap carefully.

Key Risks

  • P/E and EV/EBITDA are structurally wrong for REITs — use P/FFO and NAV
  • Interest rate sensitivity: REIT multiples compress when rates rise
  • FFO approximation (NI + D&A) may include gains on property sales — verify