Profitability
Weight: 25%
A-
84
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 51.7%
- Efficiency Ratio Trend -0.89 pp/yr
CTBI
Community Trust Bancorp, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B-
65
- 5yr Avg ROE 11.8%
- 5yr Share-Count CAGR 0.3%
Growth Quality
Weight: 15%
A-
87
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 12.1%
- Efficiency Ratio Trend (growth quality check) -0.89 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
B
71
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.03
Balance Sheet
Weight: 20%
A
88
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 12.8%
Stability
Weight: 10%
A-
80
- EPS Volatility (σ/μ) 0.25
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 8
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.
- Wood sold -100%