CRMT America's Car-Mart, Inc.
Stable Earnings Power
F 24.8 / 100 composite

AlphaQuality composite grade, weighted for stable earnings power businesses.

Profitability

Weight: 20%
F 25
  • 5yr Avg ROIC 5.1%
  • Operating Margin Trend -2.63 pp/yr

Capital Efficiency

Weight: 15%
D+ 39
  • 5yr Avg ROE 7.3%
  • 5yr Share-Count CAGR 2.5%

Growth Quality

Weight: 15%
C- 49
  • 5yr Revenue CAGR 10.9%
  • 5yr EPS CAGR -37.2%
  • Revenue-Growth Years (5) 3/5

Cash Generation

Weight: 15%
F 0
  • 5yr FCF Margin -7.8%
  • 5yr FCF/NI Conversion -3.20x

Balance Sheet

Weight: 20%
F 11
  • Net Debt / EBITDA 8.27x
  • Interest Coverage (EBIT/Int) 1.32x
  • Altman Z-Score 1.29

Stability

Weight: 15%
D- 29
  • EPS Volatility (σ/μ) 0.80
  • Piotroski F-Score 3
  • Negative-Revenue Years (5) 2/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Holding

2 of 2 gurus held; 1 new buy; 1 added.

Holders
2 +1
Avg Δ position
+45.0%
New buys
1
Full exits
0
As of Q1 2026