Profitability
Weight: 25%
F
17
- 5yr Avg ROIC 2.9%
- Operating Margin Trend -3.64 pp/yr
CRMT
America's Car-Mart, Inc.
AlphaQuality composite grade, weighted for platform & compounding fcf businesses.
⚠ 2 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a platform & compounding fcf business.
Grade overrides the 23.4 pillar composite — hard gates always win.
Capital Efficiency
Weight: 15%
F
9
- 5yr Avg ROE -2.1%
- 5yr Share-Count CAGR 3.6%
Growth Quality
Weight: 25%
C+
60
- 5yr Revenue CAGR 6.9%
- Revenue-Growth Years (5) 2/5
Cash Generation
Weight: 20%
F
0
- 5yr FCF Margin -5.4%
- 5yr FCF/NI Conversion -4.07x
Balance Sheet
Weight: 10%
F
12
- Net Debt / EBITDA 10.00x
- Interest Coverage (EBIT/Int) -1.45x
- Altman Z-Score 2.16
Stability
Weight: 5%
D-
30
- EPS Volatility (σ/μ) 0.79
- Negative-Revenue Years (5) 3/5
- Piotroski F-Score 5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.0 of 2 gurus held; 2 full exits.
- Holders
- 0 -2
- Avg Δ position
- —
- New buys
- 0
- Full exits
- 2