Profitability
Weight: 25%
D+
41
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA -0.2%
- Operating Margin Trend +21.11 pp/yr
CRCL
Circle Internet Group
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
F
0
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE -7.0%
- 5yr Share-Count CAGR 52.9%
Growth Quality
Weight: 10%
F
8
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR -22.5%
- 5yr EPS CAGR -46.2%
- Positive-EPS Years (5) 2/5
Cash Generation
Weight: 5%
A+
99
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.37x
Balance Sheet
Weight: 30%
F
16
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 4.2%
- Interest Coverage (EBIT/Int) -82.93x
Stability
Weight: 10%
D+
43
- EPS Volatility (σ/μ) 0.94
- Piotroski F-Score 5
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 5 gurus held; 4 added; 1 full exit.
- Holders
- 4 -1
- Avg Δ position
- +294.3%
- New buys
- 0
- Full exits
- 1
- Coleman sold -100%
- Greenblatt increased +488%
- Cooperman increased +440%