Profitability
Weight: 25%
D+
40
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.7%
- Operating Margin Trend -4.71 pp/yr
COLB
Columbia Banking System, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
D
38
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 7.8%
- 5yr Share-Count CAGR 7.8%
Growth Quality
Weight: 10%
B+
80
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 9.6%
- 5yr EPS CAGR 4.8%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
92
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.85x
Balance Sheet
Weight: 30%
B-
63
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 11.7%
- Interest Coverage (EBIT/Int) 0.82x
Stability
Weight: 10%
B-
64
- EPS Volatility (σ/μ) 0.32
- Piotroski F-Score 6
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 added; 1 trimmed; 1 full exit.
- Holders
- 2
- Avg Δ position
- +86.7%
- New buys
- 0
- Full exits
- 1