CMI Cummins Inc.
$639.55
Platform & Compounding FCF 50%
Two-stage FCF DCF
Moderate · Conviction

Overvalued

Trading 32.7% above fair value

You pay $639.55
Bear $333.54
Fair $481.97
Bull $632.21
Bear $333.54 -47.8% 7% stage 1 growth, 11% discount
Fair $481.97 -24.6% 11% stage 1 growth, 11% discount
Bull $632.21 -1.1% 15% stage 1 growth, 11% discount

Key Value Driver

FCF growth rate (11% base case)

Terminal Value % of EV 40%
Implied Market Multiple 38.9x

Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $680.73 from 51 analysts, using a 35% weight on analyst consensus. That produces an estimated intrinsic value of $481.97 per share.

Warnings

Wall Street's average price target is $680.73 (from 51 analysts). Our estimate is 45% below the consensus -- consider that gap carefully.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions