Profitability
Weight: 25%
D-
31
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 69.8%
- Efficiency Ratio Trend +0.59 pp/yr
CMA
Comerica Incorporated
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B+
78
- 5yr Avg ROE 14.2%
- 5yr Share-Count CAGR -1.0%
Growth Quality
Weight: 15%
C
54
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 9.2%
- Efficiency Ratio Trend (growth quality check) +0.59 pp/yr
- Revenue-Growth Years (5) 2/5
Cash Generation
Weight: 15%
D+
39
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.07
Balance Sheet
Weight: 20%
B+
77
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 9.6%
Stability
Weight: 10%
C-
50
- EPS Volatility (σ/μ) 0.39
- Negative-Revenue Years (5) 3/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.