CMA Comerica Incorporated
Banks, Insurers & Asset Managers
C+ 60.4 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
C 56

Scored using ROA (NIM proxy) — financial-archetype substitution.

  • 5yr Avg ROA 1.2%
  • Operating Margin Trend -8.21 pp/yr

Capital Efficiency

Weight: 20%
B+ 75

Scored using ROTCE — financial-archetype substitution.

  • 5yr Avg ROTCE 12.0%
  • 5yr Share-Count CAGR -0.7%

Growth Quality

Weight: 10%
B- 65

Scored using BVPS — financial-archetype substitution.

  • 5yr BVPS CAGR 22.5%
  • 5yr EPS CAGR -10.7%
  • Positive-EPS Years (5) 5/5

Cash Generation

Weight: 5%
C+ 58

Scored using OCF/NI — banks have no FCF concept.

  • 5yr OCF/NI 0.68x

Balance Sheet

Weight: 30%
C 57

Scored using Equity/Assets — financial-archetype substitution.

  • Equity / Assets 9.6%
  • Interest Coverage (EBIT/Int) 0.64x

Stability

Weight: 10%
C- 50
  • EPS Volatility (σ/μ) 0.39
  • Piotroski F-Score 6
  • Negative-Revenue Years (5) 3/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Dumping

0 of 3 gurus held; 4 full exits.

Holders
0 -3
Avg Δ position
New buys
0
Full exits
4
As of Q1 2026