CHYM
Chime Financial, Inc. Class A Common Stock
$17.80
-0.32
(-1.77%)
Mkt Cap
6.78B
Volume
2,854,863
52W Range
16.17-44.94
Sector
Financial Services
Beta
1.11
EPS (TTM)
-2.62
P/E Ratio
-58.88
Revenue (TTM)
2.32B
Rev Growth (5Y)
+29.4%
EPS Growth (5Y)
N/A
Company Description
Chime is a mobile-first fintech platform offering fee-free banking services—such as checking, savings, early paycheck access, and overdraft protection—via partnerships with FDIC-insured banks. It focuses on serving consumers earning under $100K/year and earns mainly through interchange fees.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Revenue | 2.19B | 1.67B | 1.28B | 1.01B |
| Net Income | (1.01B) | (25.34M) | (203.20M) | (470.25M) |
| EPS | -2.66 | -0.07 | -0.56 | -1.29 |
| Free Cash Flow | 32.89M | 49.67M | (184.41M) | (507.05M) |
| FCF / Share | 0.01 | 0.14 | -0.51 | -1.39 |
| Operating CF | 52.78M | 64.14M | (156.59M) | (434.13M) |
| Total Assets | 1.96B | 1.46B | 1.32B | 1.42B |
| Total Debt | 134.66M | 96.34M | 104.89M | 100.81M |
| Cash & Equiv | 466.25M | 337.70M | 239.75M | 203.36M |
| Book Value | 1.40B | 959.52M | 936.51M | 1.10B |
| Return on Equity | -0.72 | -0.03 | -0.22 | -0.43 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 647.39M | 596.36M | 543.52M | 528.15M | 518.74M | 475.21M | 421.87M | 384.21M | 391.97M | 341.59M | 318.82M |
| Net Income | 53.46M | (44.78M) | (54.72M) | (923.38M) | 12.94M | (19.61M) | (22.03M) | 385,000 | 15.90M | (33.54M) | (68.55M) |
| EPS | 0.14 | -0.12 | -0.15 | -2.49 | 0.20 | -0.05 | -0.06 | 0.00 | 0.25 | -0.09 | -0.19 |
| Free Cash Flow | 80.03M | 17.57M | 22.95M | 22.97M | (31.39M) | N/A | N/A | (3.56M) | 69.97M | N/A | N/A |
| FCF / Share | 0.21 | 0.05 | 0.06 | 0.06 | -0.09 | N/A | N/A | -0.01 | 0.19 | N/A | N/A |
| Operating CF | 87.48M | 32.55M | 18.62M | 28.20M | (26.59M) | N/A | N/A | (1.32M) | 72.16M | N/A | N/A |
| Total Assets | 1.95B | 1.96B | 1.96B | 1.90B | 1.44B | 1.46B | N/A | N/A | 0 | 1.32B | N/A |
| Total Debt | 120.61M | 134.66M | 137.76M | 87.86M | 91.70M | 96.34M | N/A | N/A | 0 | 104.89M | N/A |
| Cash & Equiv | 607.68M | 466.25M | 445.03M | 868.28M | 318.16M | 337.70M | N/A | N/A | 0 | 239.75M | N/A |
| Book Value | 1.44B | 1.40B | 1.44B | 1.43B | 982.02M | 959.52M | N/A | N/A | 936.51M | 936.51M | N/A |
| Return on Equity | 0.04 | -0.03 | -0.04 | -0.65 | 0.01 | -0.02 | N/A | N/A | 0.02 | -0.04 | N/A |
CHYM News
Chime Financial CEO Says Consumer Spending Holds Up as New Products Gain Traction
Chime Financial, Inc. (CHYM) Presents at J.P. Morgan 54th Annual Global Technology, Media and Communications Conference Transcript
Chime to Participate in William Blair Growth Stock Conference
Chime Q1 Results: Growth Projections Disappoint, Downgrade To Sell
Chime Financial, Inc. (CHYM) Q1 2026 Earnings Call Transcript
Chime Financial, Inc. (CHYM) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
Chime Financial, Inc. (CHYM) Q1 Earnings and Revenues Beat Estimates
Chime Leans on AI, Pushes Upmarket in First Profitable Quarter
Chime Reports First Quarter 2026 Financial Results
Chime to Participate in J.P. Morgan Global Technology, Media and Communications Conference