CHYM
Chime Financial, Inc. Class A Common Stock
$20.92
-0.39
(-1.83%)
Mkt Cap
8.07B
Volume
3,440,656
52W Range
15.88-38.67
Sector
Financial Services
Beta
0.48
EPS (TTM)
-2.62
P/E Ratio
-9.43
Revenue (TTM)
2.32B
Rev Growth (5Y)
+29.4%
EPS Growth (5Y)
N/A
Company Description
Chime functions as a digital-first financial technology company, delivering a range of banking services that come without typical fees. These offerings, which encompass checking and savings accounts, early access to paychecks, and overdraft protection, are provided in collaboration with banks that are insured by the FDIC. Chime largely targets consumers whose annual income is under $100,000, with its primary revenue stream originating from interchange fees.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Revenue | 2.19B | 1.67B | 1.28B | 1.01B |
| Net Income | (1.01B) | (25.34M) | (203.20M) | (470.25M) |
| EPS | -2.67 | -0.07 | -0.56 | -1.29 |
| Free Cash Flow | 32.89M | 49.67M | (184.41M) | (507.05M) |
| FCF / Share | 0.09 | 0.14 | -0.51 | -1.39 |
| Operating CF | 52.78M | 64.14M | (156.59M) | (434.13M) |
| Total Assets | 1.96B | 1.46B | 1.32B | 1.42B |
| Total Debt | 134.66M | 96.34M | 104.89M | 100.81M |
| Cash & Equiv | 466.25M | 337.70M | 239.75M | 203.36M |
| Book Value | 1.40B | 959.52M | 936.51M | 1.10B |
| Return on Equity | -0.72 | -0.03 | -0.22 | -0.43 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 647.39M | 596.36M | 543.52M | 528.15M | 518.74M | 475.21M | 421.87M | 384.21M | 391.97M | 337.88M | 315.22M |
| Net Income | 53.46M | (44.78M) | (54.72M) | (923.38M) | 12.94M | (19.61M) | (22.03M) | 385,000 | 15.90M | (33.54M) | (68.55M) |
| EPS | 0.14 | -0.12 | -0.15 | -2.49 | 0.20 | -0.05 | -0.06 | 0.00 | 0.25 | -0.09 | -0.19 |
| Free Cash Flow | 80.03M | 17.57M | 22.95M | 22.97M | (31.39M) | N/A | N/A | (3.56M) | 69.97M | N/A | N/A |
| FCF / Share | 0.21 | 0.05 | 0.06 | 0.06 | -0.09 | N/A | N/A | -0.01 | 0.19 | N/A | N/A |
| Operating CF | 87.48M | 32.55M | 18.62M | 28.20M | (26.59M) | N/A | N/A | (1.32M) | 72.16M | N/A | N/A |
| Total Assets | 1.95B | 1.96B | 1.96B | 1.90B | 1.44B | 1.46B | N/A | N/A | 0 | 1.32B | N/A |
| Total Debt | 132.74M | 134.66M | 137.76M | 87.86M | 91.70M | 96.34M | N/A | N/A | 0 | 104.89M | N/A |
| Cash & Equiv | 607.68M | 466.25M | 445.03M | 868.28M | 318.16M | 337.70M | N/A | N/A | 0 | 239.75M | N/A |
| Book Value | 1.44B | 1.40B | 1.44B | 1.43B | 982.02M | 959.52M | N/A | N/A | 936.51M | 936.51M | N/A |
| Return on Equity | 0.04 | -0.03 | -0.04 | -0.65 | 0.01 | -0.02 | N/A | N/A | 0.02 | -0.04 | N/A |
CHYM News
Chime Financial: Primary Account Relationship And Broad Product Set Support Buy Rating
Chime Financial, Inc. (CHYM) Surges 11.2%: Is This an Indication of Further Gains?
Chime Financial, Inc. (CHYM) Upgraded to Buy: What Does It Mean for the Stock?
Wall Street Analysts Think Chime Financial, Inc. (CHYM) Could Surge 71.49%: Read This Before Placing a Bet
Ally Financial vs. Chime Financial Inc. Class A Common Stock: Which Financial Stock Is a Better Buy in 2026?
Chime Financial CEO Maps Growth Roadmap, $2.7B Revenue Target at Conference
Chime and Invest America Launch the Compound Combine™ Series to Help All American Families Build Wealth Early
Chime and Invest America Launch the Compound Combine™ Series to Help All American Families Build Wealth Early
Chime Financial CEO Says Consumer Spending Holds Up as New Products Gain Traction
Chime Financial, Inc. (CHYM) Presents at J.P. Morgan 54th Annual Global Technology, Media and Communications Conference Transcript