Profitability
Weight: 25%
A-
83
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 47.9%
- Efficiency Ratio Trend -0.26 pp/yr
CHCO
City Holding Company
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A-
84
- 5yr Avg ROE 15.9%
- 5yr Share-Count CAGR -2.1%
Growth Quality
Weight: 15%
B
73
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 9.0%
- Efficiency Ratio Trend (growth quality check) -0.26 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
B+
78
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.03
Balance Sheet
Weight: 20%
A-
86
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 12.0%
Stability
Weight: 10%
B
74
- EPS Volatility (σ/μ) 0.33
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 9
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 added; 1 trimmed.
- Holders
- 2
- Avg Δ position
- +76.6%
- New buys
- 0
- Full exits
- 0