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CFFN Capitol Federal Financial, Inc.
Banks, Insurers & Asset Managers
C- 49.6 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
D- 28

Scored using ROA (NIM proxy) — financial-archetype substitution.

  • 5yr Avg ROA 0.3%
  • Operating Margin Trend -5.06 pp/yr

Capital Efficiency

Weight: 20%
C- 44

Scored using ROTCE — financial-archetype substitution.

  • 5yr Avg ROTCE 3.1%
  • 5yr Share-Count CAGR -1.0%

Growth Quality

Weight: 10%
C- 49

Scored using BVPS — financial-archetype substitution.

  • 5yr BVPS CAGR 4.1%
  • 5yr EPS CAGR -1.8%
  • Positive-EPS Years (5) 4/5

Cash Generation

Weight: 5%
A- 84

Scored using OCF/NI — banks have no FCF concept.

  • 5yr OCF/NI 0.94x

Balance Sheet

Weight: 30%
C+ 59

Scored using Equity/Assets — financial-archetype substitution.

  • Equity / Assets 10.7%
  • Interest Coverage (EBIT/Int) 0.38x

Stability

Weight: 10%
B- 69
  • EPS Volatility (σ/μ) 0.22
  • Piotroski F-Score 7
  • Negative-Revenue Years (5) 2/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Insufficient Data

Not enough curated-guru data to call a flow.

As of Q1 2026