Profitability
Weight: 25%
C-
45
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 57.7%
- Efficiency Ratio Trend +2.55 pp/yr
CFFN
Capitol Federal Financial, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
C-
44
- 5yr Avg ROE 2.9%
- 5yr Share-Count CAGR -1.2%
Growth Quality
Weight: 15%
D+
40
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 5.3%
- Efficiency Ratio Trend (growth quality check) +2.55 pp/yr
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
F
22
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.09
Balance Sheet
Weight: 20%
A-
82
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 10.7%
Stability
Weight: 10%
B-
69
- EPS Volatility (σ/μ) 0.22
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.
- Cooperman sold -100%