CDRE Cadre Holdings, Inc.
$30.31
Cyclical & Capital-Intensive 80%
Normalized Earnings × Cycle Multiple
Moderate · Conviction

Overvalued

Trading 34.4% above fair value

You pay $30.31
Bear $17.80
Fair $22.55
Bull $27.29
Bear $17.80 -41.3% $0.90 × 18x + net cash
Fair $22.55 -25.6% $0.90 × 22x + net cash
Bull $27.29 -10.0% $0.90 × 26x + net cash

Key Value Driver

Through-cycle normalized EPS ($0.90)

Implied Market Multiple 33.7x

Summary

Our base-case estimate uses Normalized Earnings × Cycle Multiple. We then blend that result with the average analyst price target of $44.33 from 9 analysts, using a 20% weight on analyst consensus. That produces an estimated intrinsic value of $22.55 per share.

Warnings

This company has a built-in lending arm whose debt is mixed in with the main business. We capped the debt adjustment to avoid overstating what the core business owes.
Price-to-book value of 60.6x is above the normal range for this type of business (0.7x-2.0x). The stock may already price in a strong cycle.
Wall Street's average price target is $44.33 (from 9 analysts). Our estimate is 61% below the consensus -- consider that gap carefully.

Key Risks

  • Standard 10-year DCF produces unreliable terminal values for cyclicals
  • 'Cheap' P/E at cycle peak is the most common value trap — normalize first
  • Captive finance subsidiaries have different risk profiles from manufacturing