Profitability
Weight: 25%
C-
48
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.9%
- Operating Margin Trend -5.85 pp/yr
CCB
Coastal Financial Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
D+
40
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 8.4%
- 5yr Share-Count CAGR 5.4%
Growth Quality
Weight: 10%
A
90
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 16.5%
- 5yr EPS CAGR 8.9%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 3.64x
Balance Sheet
Weight: 30%
C+
59
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 10.4%
- Interest Coverage (EBIT/Int) 0.51x
Stability
Weight: 10%
C
51
- EPS Volatility (σ/μ) 0.70
- Piotroski F-Score 6
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 added; 1 full exit.
- Holders
- 1
- Avg Δ position
- +31.7%
- New buys
- 0
- Full exits
- 1