Profitability
Weight: 25%
A
89
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 53.1%
- Efficiency Ratio Trend -4.51 pp/yr
CCB
Coastal Financial Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
C-
48
- 5yr Avg ROE 13.0%
- 5yr Share-Count CAGR 4.8%
Growth Quality
Weight: 15%
A+
100
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 56.3%
- Efficiency Ratio Trend (growth quality check) -4.51 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
F
0
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.17
Balance Sheet
Weight: 20%
A-
81
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 10.4%
Stability
Weight: 10%
C
51
- EPS Volatility (σ/μ) 0.70
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 new buy; 1 added; 1 full exit.
- Holders
- 2 +1
- Avg Δ position
- +140.1%
- New buys
- 1
- Full exits
- 1