Profitability
Weight: 25%
A+
93
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 50.4%
- Loss Ratio Trend -84.72 pp/yr
CB
Chubb Limited
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A-
81
- 5yr Avg ROE 13.7%
- 5yr Share-Count CAGR -2.6%
Growth Quality
Weight: 10%
A
90
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR 9.9%
- Loss Ratio Trend (growth quality check) -84.72 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
C
56
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development 2.1%
- Loss Ratio Stability (σ) 4.81
Balance Sheet
Weight: 25%
A
89
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 0.72x
- Interest Coverage (EBIT/Int) 18.07x
Stability
Weight: 10%
B-
65
- EPS Volatility (σ/μ) 0.50
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 8
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.7 of 7 gurus held; 2 added; 3 trimmed.
- Holders
- 7
- Avg Δ position
- -15.9%
- New buys
- 0
- Full exits
- 0