Profitability
Weight: 25%
C+
60
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.3%
- Operating Margin Trend -7.63 pp/yr
CATY
Cathay General Bancorp
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A-
84
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 12.7%
- 5yr Share-Count CAGR -3.6%
Growth Quality
Weight: 10%
A-
83
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 19.1%
- 5yr EPS CAGR 4.5%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
96
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.16x
Balance Sheet
Weight: 30%
B-
63
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 12.1%
- Interest Coverage (EBIT/Int) 0.72x
Stability
Weight: 10%
B-
64
- EPS Volatility (σ/μ) 0.31
- Piotroski F-Score 7
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 new buy; 1 added.
- Holders
- 2 +1
- Avg Δ position
- +33.7%
- New buys
- 1
- Full exits
- 0