CAT Caterpillar Inc.
$894.50
Cyclical & Capital-Intensive 80%
Normalized Earnings × Cycle Multiple
Strong · Conviction

Overvalued

Trading 54.9% above fair value

You pay $894.50
Bear $467.38
Fair $577.35
Bull $687.32
Bear $467.38 -47.7% $18.83 × 20x + net cash
Fair $577.35 -35.5% $18.83 × 24x + net cash
Bull $687.32 -23.2% $18.83 × 28x + net cash

Key Value Driver

Through-cycle normalized EPS ($18.83)

Implied Market Multiple 47.5x

Summary

Our base-case estimate uses Normalized Earnings × Cycle Multiple. We then blend that result with the average analyst price target of $915.20 from 56 analysts, using a 35% weight on analyst consensus. That produces an estimated intrinsic value of $577.35 per share.

Warnings

This company has a built-in lending arm whose debt is mixed in with the main business. We capped the debt adjustment to avoid overstating what the core business owes.
Price-to-book value of 26.2x is above the normal range for this type of business (0.7x-2.0x). The stock may already price in a strong cycle.
Wall Street's average price target is $915.20 (from 56 analysts). Our estimate is 57% below the consensus -- consider that gap carefully.

Key Risks

  • Standard 10-year DCF produces unreliable terminal values for cyclicals
  • 'Cheap' P/E at cycle peak is the most common value trap — normalize first
  • Captive finance subsidiaries have different risk profiles from manufacturing