Profitability
Weight: 20%
C-
50
- 5yr Avg ROIC 11.5%
- Operating Margin Trend -1.49 pp/yr
CASS
Cass Information Systems, Inc.
AlphaQuality composite grade, weighted for stable earnings power businesses.
Capital Efficiency
Weight: 15%
B+
75
- 5yr Avg ROE 12.2%
- 5yr Share-Count CAGR -1.5%
Growth Quality
Weight: 15%
B-
66
- 5yr Revenue CAGR 5.3%
- 5yr EPS CAGR 6.9%
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
A
91
- 5yr FCF Margin 16.9%
- 5yr FCF/NI Conversion 1.11x
Balance Sheet
Weight: 20%
B+
75
- Net Debt / EBITDA -10.00x
- Interest Coverage (EBIT/Int) 30.00x
- Altman Z-Score -0.47
Stability
Weight: 15%
B
71
- EPS Volatility (σ/μ) 0.20
- Piotroski F-Score 6
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 2 gurus held; 1 added; 1 full exit.
- Holders
- 1 -1
- Avg Δ position
- +3.2%
- New buys
- 0
- Full exits
- 1