Profitability
Weight: 20%
C
53
- 5yr Avg ROIC 12.4%
- Operating Margin Trend -1.49 pp/yr
CASS
Cass Information Systems, Inc.
AlphaQuality composite grade, weighted for stable earnings power businesses.
Capital Efficiency
Weight: 15%
B+
77
- 5yr Avg ROE 12.9%
- 5yr Share-Count CAGR -1.6%
Growth Quality
Weight: 15%
B-
69
- 5yr Revenue CAGR 5.2%
- 5yr EPS CAGR 8.6%
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
A
91
- 5yr FCF Margin 16.9%
- 5yr FCF/NI Conversion 1.11x
Balance Sheet
Weight: 20%
B+
77
- Net Debt / EBITDA -8.44x
- Interest Coverage (EBIT/Int) 30.00x
- Altman Z-Score 0.44
Stability
Weight: 15%
B
71
- EPS Volatility (σ/μ) 0.20
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 added; 1 trimmed.
- Holders
- 2 +1
- Avg Δ position
- -23.4%
- New buys
- 0
- Full exits
- 0