CARG CarGurus, Inc.
$28.24
Platform & Compounding FCF 50%
Two-stage FCF DCF
Strong · Conviction

Undervalued

Trading 53.6% below fair value

You pay $28.24
Bear $41.70
Fair $60.85
Bull $80.97
Bear $41.70 +47.7% 8% stage 1 growth, 11% discount
Fair $60.85 +115.5% 13% stage 1 growth, 11% discount
Bull $80.97 +186.7% 16% stage 1 growth, 11% discount

Key Value Driver

FCF growth rate (13% base case)

Terminal Value % of EV 41%
Implied Market Multiple 10.9x

Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $38.25 from 23 analysts, using a 25% weight on analyst consensus. That produces an estimated intrinsic value of $60.85 per share.

Warnings

Stock-based employee pay equals 32% of profits. This dilutes existing shareholders, so cash flow alone overstates what owners really earn.
Wall Street's average price target is $38.25 (from 23 analysts). Our estimate is 79% above the consensus -- consider that gap carefully.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions