Profitability
Weight: 25%
F
17
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 76.4%
- Efficiency Ratio Trend +1.20 pp/yr
CARE
Carter Bankshares, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B-
68
- 5yr Avg ROE 8.7%
- 5yr Share-Count CAGR -3.2%
Growth Quality
Weight: 15%
C
57
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 9.2%
- Efficiency Ratio Trend (growth quality check) +1.20 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
F
0
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.17
Balance Sheet
Weight: 20%
B
70
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 8.7%
Stability
Weight: 10%
C+
62
- EPS Volatility (σ/μ) 0.41
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 added.
- Holders
- 1
- Avg Δ position
- +43.7%
- New buys
- 0
- Full exits
- 0
- Cooperman increased +44%