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CALB California BanCorp
Banks, Insurers & Asset Managers
C- 44.7 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
F 6

Scored using efficiency ratio — bank-archetype substitution.

  • Efficiency Ratio (FY2015) 80.0%
  • Efficiency Ratio Trend +5.20 pp/yr

Capital Efficiency

Weight: 15%
D+ 40
  • 5yr Avg ROE 8.1%
  • 5yr Share-Count CAGR 2.9%

Growth Quality

Weight: 15%
B- 65

Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.

  • 5yr Revenue CAGR 24.7%
  • Efficiency Ratio Trend (growth quality check) +5.20 pp/yr
  • Revenue-Growth Years (5) 5/5

Cash Generation

Weight: 15%
D+ 43

Scored using efficiency-ratio stability — bank-archetype substitution.

  • Efficiency Ratio Stability (σ) 0.06

Balance Sheet

Weight: 20%
B+ 79

Scored using equity-to-assets — bank-archetype substitution.

  • Equity / Assets 9.9%

Stability

Weight: 10%
C- 51
  • EPS Volatility (σ/μ) 0.63
  • Negative-Revenue Years (5) 0/5
  • Piotroski F-Score 5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Not Followed

Not held by any curated guru.