Profitability
Weight: 25%
D-
31
- 5yr Avg ROIC 7.0%
- Operating Margin Trend -6.37 pp/yr
CACC
Credit Acceptance Corporation
AlphaQuality composite grade, weighted for platform & compounding fcf businesses.
Capital Efficiency
Weight: 15%
A+
100
- 5yr Avg ROE 32.2%
- 5yr Share-Count CAGR -8.5%
Growth Quality
Weight: 25%
C-
45
- 5yr Revenue CAGR 5.8%
- 5yr EPS CAGR -10.9%
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 20%
A-
85
- 5yr FCF Margin 57.5%
- 5yr FCF/NI Conversion 2.93x
Balance Sheet
Weight: 10%
D-
28
- Net Debt / EBITDA 5.53x
- Interest Coverage (EBIT/Int) 2.22x
- Altman Z-Score 2.34
Stability
Weight: 5%
B-
67
- EPS Volatility (σ/μ) 0.45
- Piotroski F-Score 9
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 3 trimmed; 2 full exits.
- Holders
- 3
- Avg Δ position
- -19.9%
- New buys
- 0
- Full exits
- 2