Profitability
Weight: 25%
B-
62
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 59.6%
- Efficiency Ratio Trend -0.16 pp/yr
CAC
Camden National Corp.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
C
51
- 5yr Avg ROE 10.9%
- 5yr Share-Count CAGR 2.5%
Growth Quality
Weight: 15%
B+
76
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 12.5%
- Efficiency Ratio Trend (growth quality check) -0.16 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
C
52
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.05
Balance Sheet
Weight: 20%
B+
80
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 10.0%
Stability
Weight: 10%
B-
66
- EPS Volatility (σ/μ) 0.28
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.
- Cooperman increased