Profitability
Weight: 25%
D
37
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.5%
- Operating Margin Trend -5.40 pp/yr
C
Citigroup Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
B-
65
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 7.7%
- 5yr Share-Count CAGR -2.4%
Growth Quality
Weight: 10%
C+
60
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 8.4%
- 5yr EPS CAGR -8.9%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
F
0
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI -2.08x
Balance Sheet
Weight: 30%
C-
46
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 8.0%
- Interest Coverage (EBIT/Int) 0.24x
Stability
Weight: 10%
C
55
- EPS Volatility (σ/μ) 0.29
- Piotroski F-Score 4
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.5 of 5 gurus held; 2 added; 2 trimmed; 1 full exit.
- Holders
- 5
- Avg Δ position
- -12.0%
- New buys
- 0
- Full exits
- 1
- Druckenmiller sold -100%
- Cooperman decreased -48%
- Wood decreased -23%