Profitability
Weight: 25%
B-
66
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 60.2%
- Efficiency Ratio Trend -0.72 pp/yr
BPOP
Popular, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A
88
- 5yr Avg ROE 15.5%
- 5yr Share-Count CAGR -4.7%
Growth Quality
Weight: 15%
A-
85
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 12.2%
- Efficiency Ratio Trend (growth quality check) -0.72 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
C
54
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.05
Balance Sheet
Weight: 20%
B-
67
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 8.3%
Stability
Weight: 10%
B-
64
- EPS Volatility (σ/μ) 0.53
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 8
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 trimmed; 1 full exit.
- Holders
- 2
- Avg Δ position
- -20.2%
- New buys
- 0
- Full exits
- 1